The agents of Asheville Insurance Center work with residents in and around the Asheville, NC area. We are always available to answer questions about their insurance and the various types of coverage they offer. Many customers have questions about "no-fault" accidents and how they affect a person’s insurance premiums. It’s essential to understand what a "no-fault" accident is and how they sometimes occur.

Circumstances Beyond Your Control

Circumstances that are beyond your control are primarily the cause of most "no-fault" accidents. An excellent example of this type of accident is if an animal runs out in front of you. There is only so much you can do to avoid the accident if an animal jumps into your path. It’s not your fault, but the accident occurred anyway in spite of your best efforts to prevent it. In some cases, one car might hit something that causes a chain reaction of accidents in its wake.

Single Car Accidents

Single car accidents that occur because of weather conditions or merely lousy road conditions may also be declared "no-fault." An unknown defect in your car may also lead to a single-car accident. Sliding on black ice or on surfaces that don’t appear to be slick can also result in "no-fault" accidents

If you live in the Asheville, NC area and have questions about "no-fault" accidents, call the agents at Asheville Insurance Center. They have the experience and knowledge to answer all of your questions. We can go over your existing policy to make sure you have the coverage you need. If you prefer, we can set you up with a new policy that bundles your home and auto into one convenient package. Call today and get the answers you’re looking for.