Are you on the fence about renter's insurance because you don't have liability for the home you live in now? We get it, your landlord should have full coverage insurance should something go wrong within your rental. However, counting on someone else to have the right coverage is never a good idea. Even if your landlord does have the best in insurance on your home, you still need additional renter's coverage to protect yourself further. Asheville Insurance Center can have your back no matter where you rent in the Asheville, NC area.
First, we'll start with what your landlord's insurance does not cover, you will not be protected from loss of personal property under his/her policy, nor from loss, in general, their policy is written to protect the structure of the building more than the items inside. This means you want a policy that protects you where their policy leaves off. Renter's insurance in North Carolina can cover your personal belongings that are damaged due to fire, water leaks inside the home, vandalism, theft, and more. It does not typically cover flood or earthquake damage. The belongings protected must be documented through a home inventory using receipts, video, pictures, or other agreed-upon methods. Your insurance may cover the loss of documented items, it may cover the cost of renting another place while water damage is repaired, and it may cover additional aspects that fall on your shoulders when damage occurs to your personal property while renting. Discuss your policy coverage, limitations, and get a free quote today with our qualified agents.
Contact us at Asheville Insurance Center to learn more about Rental Insurance and to receive an individualized quote. We serve the Ashville, NC area with quality insurance services and are happy to answer any questions you may have for any type of insurance policy.
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