North Carolina is a wonderful place to call home. It has great amenities, spectacular scenery and of course the Outerbanks. Rentals in Asheville are more affordable than most other cities across the county. It has been attracting people who want to relocate for years. Given all the good things about North Carolina, you may wonder why I need renters insurance? At Asheville Insurance Center, we are family owned and provide personalized service with honesty and integrity. We have years of experience, making sure we meet our customer’s insurance needs.

As a renter, you may have thought that your landlord has insurance that protects you. It doesn’t. It protects the building itself and anything that belongs to the landlord but does nothing for you. You must purchase your own insurance, or everything you own is at risk. 

Renter’s insurance offers a few different kinds of protection. Being able to replace all that you own is valuable coverage even if it was the only one offered, but it isn’t. Renter’s insurance also provides liability coverage and loss of use protection. 

If a covered peril damages or destroys your rental, you would be without possessions. You own a lot more than you probably realize, and having to replace everything can be quite expensive. Think about all the clothing you own, the furniture in your rental, and all the things in your kitchen. It would be a nightmare without renters insurance. 

Liability coverage protects you from an injury to someone visiting your rental or away from the rental by a member of your family, even a furry one. It can protect you from a judgment against you.  

Loss of use gives you the help you need to have a place to stay while your rental is uninhabitable. 

At Asheville Insurance Center Asheville, NC, we understand what valuable coverage renter’s insurance provides. We would love to sit down with you and discuss your particular insurance needs