Auto insurance comes with many coverages designed to cover different aspects of your policy. The minimum liability coverage required by law is not enough to cover theft, collisions, vandalism, and injuries. That’s why Asheville Insurance Center recommends checking optional coverages to help protect yourself and your loved ones. This article will help you understand some of the optional coverages and what they cover.
Roadside assistance
This coverage is designed for emergencies. It helps you find assistance when you run out of gas, need a spare tire, or if you’re locked out of your car. It also covers towing expenses to the nearby garage if your vehicle breaks down. Roadside assistance is essential for drivers who spend long hours on the roads.
Collision and comprehensive coverages
Collision and comprehensive coverages protect your car from theft, fire, vandalism, and other damages. They pay for your injuries and repair your vehicle in case of a collision with another vehicle, tree, rock, wall, or animal.
Towing and labor coverage
Most insurance companies in Asheville, NC offer towing and labor insurance as a separate policy. However, you can still find options that include towing in your road assistance coverage. Towing can be pretty expensive, which explains why most companies include it separately. The cost typically varies based on the towing distance.
Glass coverage
If you have bought a windshield before, you know how expensive it can get. Windshield damage is quite common, which prompted insurance companies to include coverage that pays for a damaged windshield. Most coverages also include the rear windows, side windows, and sunroofs.
Looking to add some optional auto insurance coverages? Feel free to contact Asheville Insurance Center in Asheville, NC to find the right coverages for your auto insurance needs. Call us today!
